You have until January 1, 2027. That's the deadline in CBN circular PSS/DIR/PUB/CIR/001/004, issued June 15, 2026 and signed by Rakiya O. Yusuf, Director of the Payments System Supervision Department. Every bank, fintech, mobile money operator, and payment service provider in Nigeria now has to store and manage payment transaction data domestically. Do the math. That's 6 and a half months. There's a second clock running too. A market-structure rule capping share at 25% in car

Every default Jira bug workflow looks fine in the demo. Open, In Progress, Done. Three statuses, clean board, everyone nods. Then week 6 hits. You've got 80 open bugs, half of them stuck in "In Progress" for reasons no one can explain, three duplicates of the same login crash, and a customer-reported bug from your service desk that somehow never made it to the dev team's board at all. This is the setup that does. Statuses, fields, the severity/priority split almost everyone g

A team builds their first Jira Service Management project. Six months in, they've got 40 custom fields, three of them named some variation of "Status," and a workflow with 14 statuses because someone kept adding a new one every time a ticket didn't fit the existing options. Both problems come from the same root mistake: not knowing which one, status or custom field, was supposed to hold which piece of information in the first place. This is the decision matrix that settles it